“Microfinance stands as one of the most promising and cost-effective tools in the fight against global poverty.”
Jonathan Morduch, Chair, UN Expert Group on Poverty Statistics

Microenterprise development has proven to be an effective method for fighting poverty and raising up the poor in developing countries, with just a small amount of money.

Local banks cannot afford the costs associated with lending small amounts of money to many microenterprises, nor can they offer loans to clients who can provide little or no collateral. The aim of microenterprise development is to fill the void that separates millions of people from access to basic financial service.

Where grants and giveaway programs have failed, Five Talents has provided platforms for long-term growth and stability.  With adequate business training, our entrepreneurs are able to use microloans intelligently, benefitting their communities now and in the future, as indicated by the 95% repayment rate of our loans.  And, this practical, sound approach to fighting poverty brings the parable of Matthew 25, our namesake, to life.

Learn more microfinance terms.