We are big believers in small businesses. We believe everyone should have a safe place to save plus the opportunity to: develop their skills; build their business; educate their children and feed the whole family, to the benefit of the entire community. Since our founding in 1998, Five Talents USA has improved the lives of over 1,090,530 family members around the world.
OUR Typical ParticipanTS
Earn less than $1.90/day
Unemployed or subsistence level farmers
Live in rural, underserved communities
Have 5-7 dependents
Begin by saving about $1 per week.
Develop a business with an initial loan of $30 to $50.
Our Typical Savings Groups
Have 10-20 members
Meet on a weekly basis
Develop their own constitution
Appoint their own leadership
Establish separate Emergency or Social Insurance Funds.
Graduate within one to two years
Earn an average of 10% interest on savings
Achieve over 90% loan repayment
Rigorous monitor and Evaluation
Five Talents monitors its programs through semiannual portfolio and financial reports as well as semiannual and annual narrative reports. In addition, Five Talents maintains ongoing contact with program leaders and conducts regular monitoring visits. Download our latest Impact Reports.