Meet Harriet Baka

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"I am based in Juba, but my life daily is in the grassroots with the vulnerable women and children."

As the Coordinator for Mother's Union, Harriet visits churches and communities across the country to help women provide for their families and become advocates for peace.

"According to the culture, women did not go to school and then coupled with the conflicts it has become horrible for women."

In South Sudan, 84% of women never attended school and never learned to read and write. By starting with literacy lessons and then financial literacy and business training, Mother's Union and Five Talents have helped over 16,000 women learn to read and write.

Bringing women together to learn is the first step towards empowerment. Once they develop basic skills, then they form community savings groups and begin to mobilize local resources for business development. To date more than 13,000 new businesses have been created.

Working closely with churches and local communities is key to Five Talents work in South Sudan.

As Harriet explained, "When the community does not understand what it is all about, they cannot own it -they cannot accept it."

However, when communities are actively involved in leadership, development and implementation, they take ownership and they work hard to protect and develop the programs. This is one reason why community savings has become a key tool for peace building in South Sudan.

In a country that has been devastated by hunger and war, Harriet Baka has been a tireless champion for peace and development.

Learn more about The Journey of Hope in South Sudan.

Five Talents Kenya: Thika Community Development Trust

Thousands of entrepreneurs have been empowered in the ten years since Five Talents began its program in Thika, Kenya. Starting with an initial group of 520 members and $30,000 in savings, today the Thika Community Development Trust has 8,000 clients with $2 million in savings and $4.7 million in revolving loans. Produced by Five Talents UK.

What Community Banking Means for the Poorest Communities

Over 2 billion adults around the world are unbanked. Community banks create opportunity and bring stability to vulnerable communities who may otherwise not have access to any financial services. 

Five Talents helps to establish savings groups and community banks in some of the most remote and marginalized areas of the world. Even the poorest members of a society can own shares in a community bank. In this video, Programs Director, Suzanne Middleton, reflects on the latest community bank in Kuajok, South Sudan.

Learn more about how community savings creates economic opportunity for the poor.

Celebrating Transformation in Burundi: The Power of Community Savings

Five Talents serves over 30,000 members of community savings groups across Burundi. Membership in these groups means access to financial literacy; secure savings; and business, development, and emergency loans. Eighty percent of members are women and most are single mothers who use their savings and business income to provide education, healthcare, and nutritious food for their children.

Discover how families are building small businesses and a brighter future for their communities:

Catalyzing Change in Myanmar: How Micro-Savings is Boosting Development

Five Talents is working to spark micro-enterprise development in what, until recently, has been one of the most closed societies in the world. Recent reforms offer hope that Myanmar, formerly known as Burma, is opening up. Five Talents equips entrepreneurs in Myanmar with access to savings groups, small business training and loans.

The Impact of Savings: The Economics of South Sudan

South Sudan is in the midst of a grand transition. Across the country, communities are moving from traditional barter or trade-based economies to a more liquid, money-based economy. As wealth is built, the impact of savings is being felt in some of the more rural communities in South Sudan.

Learn more about The Journey of Hope in South Sudan.

Savings-Led Microfinance in Tanzania: A Documentary with BBC and Five Talents

Five Talents work in Tanzania was featured in a special documentary exploring the impact of Christian microfinance and financial inclusion on low income communities.

Learn more about how you can walk alongside families along the road from poverty to new hope.