At Five Talents, we are big believers in small business. We believe everyone should have a safe place to save plus the opportunity to generate an income to feed their family. Since our founding in 1998, Five Talents USA has improved the lives of over 1,090,530 family members around the world. 

OUR Typical ParticipanTS

Empowered Entrepreneur

  • Earn less than $1.90/day

  • Unemployed or subsistence level farmers

  • Live in rural, underserved communities

  • 80% women

  • Have 5-7 dependents

  • Begin by saving about $1 per week.

  • Develop a business with an initial loan of $30 to $50.

Our Typical Savings Groups

Community Savings Group
  • Have 10-20 members

  • Meet on a weekly basis

  • Develop their own constitution

  • Appoint their own leadership

  • Establish separate Emergency or Social Insurance Funds.

  • Graduate within one to two years

  • Earn an average of 10% interest on savings

  • Achieve over 90% loan repayment

Learn more about our proven model.

Key Stats


Rigorous monitor and Evaluation

Five Talents monitors its programs through semiannual portfolio and financial reports as well as semiannual and annual narrative reports. In addition, Five Talents maintains ongoing contact with program leaders and conducts regular monitoring visits. Download our latest Impact Reports.