Rose sells garments and shoes at a market stall. To purchase much of the stock in her stall, she took out a loan of 20,000 KES (US $200). While this may not seem like a lot of money, it is a colossal figure for many small business owners in Kenya, especially for those who lack access to banks and financial services.
Rose estimates it will take her about 10 months to repay the loan. Members of her savings trust group, encourage her during their weekly meetings. Group members share advice, discuss their businesses, and help market one another's work. They also learn vital skills in business management and development.
Without the loan, Rose says that she would not have been able to open the market stall and provide a livelihood for herself and her young son.
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